No matter how much you earn, there are times where you feel that you cannot save money or stay on a budget. It is hard for you even to check expenses especially when you are out with friends or eating with family at a restaurant. This is where effective financial planning steps in to help you. Money management, coupled with financial planning, is the need of the day if you wish to save money and maintain a good budget! Financial planning made it easy for individuals and businesses When it comes...